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eServices Account Access

With our comprehensive suite of electronic services, CTCU is ready to bring you more – more convenience, more flexibility and more control of your accounts. Sign up today and experience the freedom of streamlined financial management!

Online Banking

Enjoy unlimited access to your accounts with free Online Banking from CTCU. Conveniently and securely perform the following transactions from any computer with internet access:

  • Check real-time account activity, including balances, pending deposits and more
  • Transfer funds between your credit union accounts for instant access
  • Make loan payments
  • Make person-to-person payments with easy texts or emails
  • Set up account alerts about account balances, deposits or cleared checks
  • View E-Statements to save paper and clutter
  • And more!

To access Online Banking, simply visit and enter your username and password. Questions? Just give us a call at 903-561-2603.

Bill Pay*

Pay your bills the safe, simple and speedy way – no more checks, stamps or worrying about late payments! Through CTCU’s Online Bill Pay, you can:

  • Pay anyone, anytime, anywhere
  • Schedule one-time or recurring payments
  • Avoid stress associated with lost or stolen mail

Mobile Banking

On the go? Go mobile! At CTCU, our free Mobile Banking options let you access your accounts safely and conveniently – anytime, anywhere – through our Text Banking, Mobile Browser and Alert Banking options under the “Self-Service” tab in Online Banking!

Surcharge-Free ATMs

Through the CO-OP® Network, you have direct, surchargefree access to nearly 30,000 ATMs nationwide – connecting you with your money wherever you go! ATM terminals within the network can be found at many credit unions and select retail locations, including 7-Eleven®, Walgreens and Costco®.

Mobile Banking App (CTCU OnTheGO)

Our CTCU OnTheGo app is available for any iPhone®, iPod Touch®, iPad® or Android™ mobile device with internet access. Simply download the free app from the iTunes® App Store or Android market and enter your Online Banking credentials to:

  • Check account balances and transaction history
  • Deposit checks using your mobile device through Remote Deposit Capture
  • Transfer funds between accounts
  • Pay bills on the spot
  • Contact CTCU or quickly locate an ATM
  • And more


Want to get your statement more quickly every month? Sign up for FREE E-Statements and you’ll receive an email notification as soon as your statement is available to view, days before you would otherwise receive it in the mail. Located within Online Banking through the “Online Services” tab, members with E-Statements have access to automatic electronic archives of their current and past statements available to view or print 24/7.

Direct Deposit

At CTCU, we know that family time is valuable – and that’s why we want to give you as much of it as possible. With direct deposit, you can automatically deposit your paycheck into your checking or savings account without ever setting foot near our office. That means less time waiting in our lobby…and more time with the ones you love.

*A fee may apply.