Referring member and referred member must meet qualifications to earn referral incentive. Referring member will receive their incentive within 30 days of the referred members meeting qualifications. Restrictions apply. Offer subject to change without notice. Offer is available for a one-time incentive for referred member. Referring member may receive incentives for each new member they refer.

A youth referral does not have to be a new member, but must fulfill the following to earn their $10 incentive: 1) member must have a Super Saver kids club account with a balance of more than $20, 2) member must have a Youth Certificate with a minimum balance of $50, 3) member must be under the age of 18.

Referring member and referred member must meet qualifications to earn referral incentive. Referring member will receive their incentive within 30 days of the referred members meeting qualifications. Restrictions apply. Offer subject to change without notice. Offer is available for a one-time incentive for referred member. Referring member may receive incentives for each new member they refer.

A friend (18 years and older) referral has to be a new member to qualify. The new member must meet the following requirements within 45 days of becoming a member to earn their $50 bonus: 1) open a savings account with $20 or more, 2) open a checking account with a debit card and have a balance of $25 or more, 3) sign up for eStatements, 4) sign up and receive direct deposit into CTCU account for more than $100.