Referring member and referred member must meet qualifications to earn referral incentive. Referring member will receive their incentive within 30 days of the referred members meeting qualifications. Restrictions apply. Offer subject to change without notice. Offer is available for a one-time incentive for referred member. Referring member may receive incentives for each new member they refer.

A youth referral does not have to be a new member, but must fulfill the following to earn their $10 incentive: 1) member must have a Super Saver kids club account or Savings account with a balance of $20 or more, 2) member must have a Youth Certificate with a minimum balance of $50, 3) member must be under the age of 18.

Referring member and referred member must meet qualifications to earn referral incentive. Referring member will receive their incentive within 30 days of the referred members meeting qualifications. Restrictions apply. Offer subject to change without notice. Offer is available for a one-time incentive for referred member. Referring member may receive incentives for each new member they refer.

A friend (18 years or older) referral has to be a new member to qualify. The new member must meet the following requirements for one of these options within 45 days of becoming a member to earn their $50 bonus. If the new members meets all of the requirements for all of these options within 45 days of becoming a member, they will earn a $150 bonus.

Option #1:
Open a Savings Account with $20 or more, open a checking account with a debit card, sign up to receive direct deposit into a CTCU account for more than $100 and sign up for eStatements.

Option #2:
Open a Savings Account with $20 or more, open a personal or auto loan for $3,000 or more and sign up for eStatements.

Option #3:
Open a Savings Account with $20 or more, open a Term Share Certificate for $5,000 or more and sign up for eStatements.