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CTCU Member Perks

Member Perks

CTCU Member Perks & Promotions

Take advantage of extra savings just for being a member! Here at CTCU, we want to provide our members with all the perks we can!

Checking Account Promo


Must open a debit card and sign up for direct deposit of $100 or more.

Offer good 12/01/21-12/31/21. All non-members and current members who do not have a CTCU checking account are eligible to receive $100 when they sign up for a CTCU checking account, a debit card, and direct deposit of $100 or more. Excludes REAL Teen checking accounts. New members are also eligible to participate in our referral program or teacher incentive program which would allow them to earn up to $200. See for details on our referral program and for details on our teacher incentive program. New members must meet the requirements within 45 days of becoming a member to earn their incentive. Current members must sign up for a debit card and direct deposit within 45 days of opening their checking account to receive their incentive. All incentives will be reimbursed within 30 days of meeting qualifications. Offer subject to change. Federally insured by the NCUA.

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It pays to be a friend!

Refer your friends & family to CTCU and you could each earn some extra cash!


$50 Friend Referral. Earn $50 for yourself and $150 for the friend you refer! (18 years and older)

Friend Referral: Must be a new member. View Terms.

$10 Youth Referral. Earn $10 for yourself and $10 for the friend you refer! (under 18 years old)

Youth Referral: For new and existing members. View Terms.

CTCUs New Baby Program is here to help your baby thrive financially!


We want to help your baby thrive financially with our New Baby Program. Sign your baby up to become a member of CTCU before their first birthday, and we will:


Youth Savings Account

  • Birth Certificate and Social Security number are required to open account
  • Parent/Guardian must be on the account
  • Learn more

Youth Certificate

  • Youth Certificates are available for kids from birth up to age 18
  • Members can make additional deposits to account throughout the life of the certificate (up to $10,000)
  • Learn more

To get started:

*The following qualifications apply to receive the New Baby Program incentive: One parent, legal guardian, or grandparent, must have a savings account with CTCU with a balance of at least $20, a checking account with CTCU, and direct deposit set up of at least $100 per month.

You must mention this offer at the time of opening your child's Youth Savings Account, the child must be younger than one year old at the time of account opening, and must meet requirements within 45 days of the child becoming a member. This offer cannot be combined with any other offers. Limit one offer per qualified child. A penalty may be incurred if the parent, guardian, or grandparent, dissolves their membership within 6 months of becoming a member. Federally insured by NCUA.

Exclusive offer for teachers

Petty's Steak and Catfish Logo

Petty's Steak & Catfish in Lindale, TX has partnered with CTCU to offer a great deal to Teachers!

Teachers can receive a 25% discount on dinner orders every Thursday night.

This offer will be available for a limited time so make sure to take advantage of it soon (and often!)

*Show your valid teacher ID on Thursday nights to receive 25% off your dinner order! Limited time offer. Discount must be mentioned at the time of purchase. One discount per person, per day. Limit one discount per order. You must show a valid teacher ID at the time of purchase to receive the discount. Discount valid on Thursdays after 3:00PM only. Discount cannot be combined with other offers. Offer is subject to change without notice.

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Petty's Steak and Catfish discount offer for CTCU members

Exclusive discount for members

Dickeys Barbeque Pit Logo

Our friends at Dickey's Barbecue Pit in Tyler, TX have created an EXCLUSIVE discount for CTCU Members only.

CTCU Members can receive a 10% discount on Dickey's Barbeque Pit drive-thru, call-in, or dine-in orders when they use their CTCU debit card. Discount must be mentioned at the time of purchase and offer is valid for the Tyler, TX location only.

You can call Dickey’s Barbecue Pit Tyler at 903-534-7073 or in person at 1501 WSW Loop 323 Tyler, TX; just up the road from CTCU.

This discount is for a limited time only.

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Dickeys BBQ discount offer for CTCU members

Super Saver Kids Club Coloring Contest

CTCU's Super Saver Kids Club logo Join CTCU's Super Save Kids Club to get free goodies, birthday gifts, contests, and info on upcoming events!

Coloring Sheets by Age Group

View the Official Rules

Super Saver Kids Club - Q4 Coloring Contest

(09/27/2021 - 12/24/2021)

How would you like $10 added to your CTCU Savings Account?
Enter our Quarterly coloring contest for a chance to WIN!

Follow these simple steps:

  • Download your age groups coloring sheet
  • Color your sheet however you want!
  • Send it back to us or come by and drop it off at the Credit Union

Deadline to submit the completed coloring sheet is December 24th, 2021. Submissions can be made in person at CTCU or mailed to 1424 WSW Loop 323, Tyler, TX 75701 (Attention: Marketing.) You also have the option to email a scanned copy to MARKETING@COOPTEACHERS.COM

The winners will be announced the week of 12/27/2021 - 12/31/2021

Become a Super Saver!

Open a Kids Club account today with an initial deposit of only $20.

Learn More about our Kids Club accounts