Find the Right Account for Your Needs
Savings
Account
Checking
Account
Youth
Accounts
Certificate
of Deposit
Retirement
Accounts
Joining CTCU Has It's Perks!
Earn money for you and for a friend when you refer them to CTCU.
See Why It Pays To Be A FriendSavings Account
Regular Savings
- Minimum Balance: $500
-
0.05% APY*
*Annual Percentage Yield. Rate subject to change.
Investor's Club
- Minimum Balance: $2,500
- Tiered dividends based on balance.
Holiday Club
- Use this account to set aside money for the holidays!
- Maximize your savings with unlimited deposits.
Checking Account
Regular Checking
- Minimum Balance: $500
- Access to member services perks.
Premium Checking
- Minimum Balance: $500
- Earns dividends
Youth Accounts
Kids Savings Account (0-12yrs)
- No Minimum Balance
- No Service Fee
- ATM Card & ACH Deposits Available
- Automatic transfers from parent's account available
Teen Checking (13-18yrs)
- No Minimum Balance
- No Service Fee
- Debit Card with $250 daily limit.
- Direct Deposit
- Online/Mobile Banking
- E-Statements Required
- Parental Control Available
Certificate Of Deposit
Time Deposit Accounts (CDs)
- Minimum Balance: $1,000
- 6-60 Month Terms Available
- Compounded and Credited Monthly
- CD Secured Loans Available
Youth CDs Available
- Age: 0-18
- Minimum Balance: $20
- Maximum Balance: $10,000 plus interest
- Maximize your savings with unlimited deposits.
Retirement Account
IRA Share
- Roth and Traditional Options Available
- Dividends Compounded Quarterly
IRA CD
- Availalbe for members with IRA accounts.
- Added flexibility within your IRA.
- Roth and Traditional CD Options Available
Online & Mobile Banking
Check your account balance, view transactions, pay bills, transfer money, and more! Enrolling is fast and easy. Watch THIS VIDEO to walk you through step-by-step.
ATM Network
Our members have access to over 30,000 surcharge-free ATMs across the nation. CLICK HERE to see our ATM map or text your zip code to 91989 to find an ATM near you!
Free eStatements
For additional security and peace of mind, our eStatements are sent instantly to you through a secure online portal. For help enrolling, WATCH THIS VIDEO.
Remote Deposit Capture
Save the trip to the credit union by depositing your checks using our mobile app! For help on how to do this, WATCH THIS VIDEO.
Bill Pay
Pay your bills all from the convenience of our app! HERE'S HOW
Direct Deposit
Avoid check holds and gain access to your funds faster by setting up direct deposit. Simply tell your employer that you would like your paycheck sent to your CTCU account by providing your account number and CTCU's Routing Number: 311989548
Branch ATM
Make deposits or withdrawals 24/7 at our branch ATMs. We have 2 drive-up ATMs in Tyler so you can conduct your transactions from the convenience of your car, and 1 outdoor ATM at The Cannery in Lindale. You can also skip the teller line and use one of our indoor ATMs at both our Tyler and Lindale branches.
Member Promotions
Take advantage of extra savings just for being a member. CLICK HERE to learn how!