We’re proud to help our members open the door to home ownership with quality mortgage products that lay the groundwork for a solid, successful future. Whether you’re a first-time homebuyer or a veteran of the real estate market, our mortgage professionals will guide you to the perfect home loan that fits your needs, budget and lifestyle.
Mortgage Loan Features include:
- Fixed-rate mortgages with terms up to 30 years
- Adjustable-rate mortgages
- Land Loans
- Bridge Loans
- Little (to no) Down Payment Loans
We have a range of options to fit your need, lifestyle, and capabilities. Our rates are updated often to provide the most competitive rates for our members. Please give us a call at 903-561-2603 for our current rates.
At CTCU, we know it’s the little things that make life easier. That’s why we offer some of the smallest rates on one of your biggest investments…your home! So refinance with us to shrink the cost of your home and benefit from our:
Mortgage Refinance Features include:
- Money-saving rates
- Streamlined application process
- Fast loan decisions
- Experienced home loan consultants
HOME EQUITY LOANS
CTCU can help you use your home’s equity to get the cash you need, and we make the process of getting the perfect home equity loan simple, affordable and worry-free. Use the loan to remodel your home, jet off to a luxury vacation resort, pay for college tuition, purchase a vehicle or even consolidate high-rate debt.
Home Equity Loan Features include:
- Competitive rates
- Flexible terms
- Interest paid on loan may be tax-deductible*
*See your tax advisor for more information.
Use our Mortgage Calculator to test out how much your montly payments would be for a Mortgage Loan!