Our auto loans not only come with great rates and flexible terms, but also feature many extra benefits and add-on products to help you save.
Our best rates come with the ease of automatic payment withdraw from your CTCU checking or savings account. Auto loan payments with automatic withdraw include a 1% discount. The options below are a sample of our rates.Choose an option below to view a sample of our rates.
New Car - 5 years and newer
Rates as low as
Used Car - Older than 5 years
Rates as low as
*Credit restrictions apply. Rates and terms are subject to change at anytime. Rate is determined by individual credit history and repayment term.
Curious about a loan? Try out our loan calculator to get a better understanding of what you'll be paying!
We’re here with the help you need – offering up to 125% financing for both new and used vehicles.
We offer our members some of the lowest rates around. If you come to us first for preapproval, you’ll not only save money but also walk into the dealer with a clear spending plan and greater negotiating power. We can also tell you how much you’ll need as a down payment and offer other helpful insights.
We tailor your loan to give you a monthly payment that fits, with terms up to seven years for a new car.
Easy Payments and Discount Opportunities
Set up direct payment from your CTCU account and never worry about late payments, stamps or other headaches again! Members may receive a 1% discount with payroll direct deposit and automatic transfer payments.*
GAP Advantage Insurance
We offer GAP Advantage Insurance on all auto loans. GAP Advantage is a valuable asset that covers the difference between what your car is currently worth and your remaining auto loan balance. In the event of severe damage, theft or total loss, GAP Advantage Insurance gives you peace of mind.
Payment Protection Insurance
With Payment Protection Insurance, your loan payments may be reduced or paid off if you die or become disabled due to a covered illness. The cost of coverage is conveniently included in your monthly payment, and benefits are paid even when other insurance is in force – helping to reduce financial risk for you and your family.
No Hidden Fees
We’ll never charge you hidden fees. Our auto loans have no set-up fees and no pre-payment fees.
Route 66 Extended Warranty Insurance
This warranty is a comprehensive mechanical breakdown coverage for all makes and models of automobiles. Contact our consumer loan officer for more information.
*Regardless of a member’s qualifying account relationship discounts or matching rate provision, the rate will at no time go lower than our current floor rate. Subject to credit and collateral approval.