REAL TEEN CHECKING ACCOUNT
What's New?
Ages 13-18*
A CTCU REAL Teen Checking Account is a great first checking account. There are no checks to buy – you access your money with a REAL debit card that you can use at ATMs and anywhere Mastercard is accepted. It’s faster and safer than using cash.
Perks for Teens
No minimum or maximum balance – it’s just $5.00 to open the account
No monthly service fee
Mobile Banking
Free Online Banking
Free E-Statements, emails and text alerts (required with this account)
Perks for Parents
Automatic notifications sent via text alerts to parents if account reaches a predetermined balance
Ability to set up automatic allowance
Opportunity to monitor/view all spending
Ability to transfer money between parent and student accounts
Options that allow parents to control daily spending limits
Optional Overdraft Protection from a parent’s/ guardian’s CTCU savings account**
*At the time of account opening, you must be at least 13 years old and not older than 18 years old. Upon reaching the age of 19, you must switch to an age-appropriate checking account. You are required to enroll in online banking, including E-Statements (electronic statements). You will not receive paper statements. You will be issued a debit card. You will not be issued paper checks. You are not allowed to obtain checks for this account, nor are you allowed to write checks against this account. Use of this account is restricted to the primary account holder, who must be under the age of 19
**A fee applies with Overdraft Protection.
Call us today about our Coverdell ESA (Educational Savings Account to give your children a head start toward future Education.