Real Teen Checking Account
Accounts tailored for teens ages 13-18*
A CTCU REAL Teen Checking Account is a great first checking account. There are no checks to buy – you access your money with a REAL debit card that you can use at ATMs and anywhere Mastercard® is accepted. It’s faster and safer than using cash.
*At the time of account opening, you must be at least 13 years old and not older than 18 years old. Upon reaching the age of 19, you must switch to an age-appropriate checking account. You are required to enroll in online banking, including E-Statements (electronic statements). You will not receive paper statements. You will be issued a debit card. You will not be issued paper checks. You are not allowed to obtain checks for this account, nor are you allowed to write checks against this account. Use of this account is restricted to the primary account holder, who must be under the age of 19.
Perks for teens
- No minimum or maximum balance – it’s just $5.00 to open the account
- No monthly service fee
- Mobile Banking
- Free Online Banking
- Free E-Statements, emails and text alerts (required with this account)
Perks for parents
- Automatic notifications sent via text alerts to parents if account reaches a predetermined balance
- Ability to set up automatic allowance
- Opportunity to monitor/view all spending
- Ability to transfer money between parent and student accounts
- Options that allow parents to control daily spending limits
- Optional Overdraft Protection from a parent’s/guardian’s CTCU savings account**
New Membership
Are you interested in opening a REAL Teen Checking Account? CTCU membership starts by opening a regular share savings account with a minimum initial deposit of $20. Once you're a member, you have the option of opening other accounts, applying for loans, and taking advantage of all the other benefits of being a member of CTCU! If you have questions or need to know which forms of ID are needed for account opening, please call us at (903) 561-2603 or email us at service@coopteachers.com.
Get unlimited account access with online banking
Pay bills, transfer funds, monitor activity and so much more.
Learn more about Online Banking today