Checking Account | Cooperative Teachers Credit Union

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CTCU Checking Account

Regular Checking


Regular Checking

  • No Minimum Balance Required
  • No Monthly Service Charge
  • Free Home Banking
  • Free Bill Pay
  • MasterCard® Debit Card
  • Overdraft Privilege*
  • Courtesy Pay**

*Overdraft Privilege is a link to the savings account to cover sharedraft transactions for a fee of $8.00 per transfer. There are only three automatic overdraft transfers allowed per month.

**Courtesy Pay is a standard overdraft practice that is offered to all member share draft accounts in good standing, if authorized by the member. With courtesy pay, your check, ATM withdrawal, Debit Card purchase or other electronic debit items may be covered by the credit union up to the limit of $200.00. You will be charged the standard NSF fee of $30.00 per item. When an overdraft occurs on your account, you will be expected to deposit adequate funds to bring your account to a positive balance within 30 days. Fees could reduce the earnings on account. Some exceptions may apply.

Looking to start saving?

We offer more than your standard banks savings account.

Open a Regular Checking Account