Term Share Certificates
Effective as of 01/16/2019
Our Term Share Accounts are offered for multiple terms. There is a minimum deposit of $1,000.00 to open a term share account. The rates are as follows:
TERM: 6 MONTH
MINIMUM BALANCE: $1,000
APY*: 0.60%
DIVIDEND PERIOD: Compounded & Credited Monthly
TERM: 7 MONTH SPECIAL
MINIMUM BALANCE: $1,000
APY*: 2.59%
DIVIDEND PERIOD: Compounded & Credited Monthly
TERM: 12 MONTH
MINIMUM BALANCE: $1,000
APY*: 0.80%
DIVIDEND PERIOD: Compounded & Credited Monthly
TERM: 18 MONTH
MINIMUM BALANCE: $1,000
APY*: 0.90%
DIVIDEND PERIOD: Compounded & Credited Monthly
TERM: 24 MONTH
MINIMUM BALANCE: $1,000
APY*: 1.00%
DIVIDEND PERIOD: Compounded & Credited Monthly
TERM: 36 MONTH
MINIMUM BALANCE: $1,000
APY*: 1.20%
DIVIDEND PERIOD: Compounded & Credited Monthly
TERM: 48 MONTH
MINIMUM BALANCE: $1,000
APY*: 1.30%
DIVIDEND PERIOD: Compounded & Credited Monthly
TERM: 60 MONTH
MINIMUM BALANCE: $1,000
APY*: 1.40%
DIVIDEND PERIOD: Compounded & Credited Monthly
Rates may change after accounts are opened, except fixed rate Term Share Accounts (Certificates). Fees may reduce earnings.
The minimum to open and obtain the APY is the minimum stated in each category. Penalty will be imposed for early withdrawal for Term Share Accounts.
Certificates listed above are also available as IRA Certificates for members with a CTCU Individual Retirement Account (IRA). View Full Disclosures for details.
*APY=Annual Percentage Yield. Federally insured by the NCUA.