Individual Retirement Accounts (IRA)
A traditional IRA is a way to save for retirement that gives you tax advantages.
- Contributions you make to a traditional IRA may be fully or partially deductible, depending on your circumstances.
- Generally, amounts in your traditional IRA (including earnings and gains) are not taxed until distributed.
CTCU offers two types of IRAs for you to choose from.
Traditional IRA
Roth IRA
IRA Term Share Certificates
IRA Certificates are available for Members with Individual Retirement Accounts. IRA Certificates give you added flexibility within your IRA.
*See current rates and full disclosures.Everything you need to know about IRAs

Roth IRA

Traditional IRA

Exploring IRA Options

Growing your Savings

Rollovers

Conversion to Roth IRA

Roth Eligibility
Still have questions about planning for you future?
We can help! Give us a call at 903-561-2603 or 1-877-662-2828.
Contact our Financial Experts