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If you’re like most Americans, you owe money toward a large loan. Whether that means carrying thousands of dollars in credit card debt, having a hefty mortgage in your name or making car loan payments each month, loan debt is part of your life.

Did you know there are simple, but brilliant, tricks you can employ to lighten the load?

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Debt is the ultimate killjoy. It can destroy a budget, make long-term financial planning impossible, and shadow every purchase you make with guilt. No one wants to live with that debt burden. But how do you kiss your debt goodbye?

Since 1953, CTCU has been committed to its members and community. From the very start, CTCU has been dedicated to teachers and giving back to local school districts. It was chartered by a group of Smith County educators with a mission of creating a thriving cooperative financial institution that will help its members achieve their financial goals by offering comprehensive financial products and services.

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