mobile deposit for ctcu

Mobile Banking

On the go? Go mobile! Our CTCU OnTheGo app is free and lets you access your accounts safely and conveniently- anytime, anywhere. Now available for any iPhone®, iPod Touch®, iPad® or Android™ mobile device with internet access. Simply download the free app from the iTunes® App Store or Android market and enter your Online Banking credentials to:

  • Check account balances and transaction history
  • Deposit checks using your mobile device through Remote Deposit Capture
  • Transfer funds between accounts
  • Pay bills on the spot
  • Contact CTCU or quickly locate an ATM
  • And more


Deposit checks 24/7 on your mobile app and save a trip to the credit union or ATM. It’s as easy as taking a picture! Just follow these simple steps:


Tear off check below


Endorse back with your signature and "For Mobile Deposit at CTCU Only"


Login to your app & click on deposit


Take front & back pictures check



Flatten folded or crumpled checks before taking your photos. Avoid shadows across the check.

Keep the check within the view finder on the camera screen when capturing your photos. Try not to get too much of the areas surrounding the check.

Take the photos of your check in a well-lit area. Place the check on a solid dark background before taking the photo of it.

Keep your phone flat and steady above the check when taking your photos. Hold the camera as square to the check as possible to reduce the corner to corner skew.

Make sure that the entire check image is visible and in focus before submitting your deposit, ensuring all four corners are visible.

Check out our instructional video here!

Questions? Just give us a call at 903-561-2603

**Deposits must be received by 7:00 p.m. CST in order to post on the same business day. Deposits after 7:00 p.m. CST will post on the next business day. New member (the first 30 days from the date of your first transaction) deposits will have a seven (7)-business-day hold. Established members (outside of the new member timeframe) will have any amount $200 or less available same day. All amounts above $200 will have a minimum five (5)-business-day hold. Mobile Deposit Limit is $3,000/ item and $7,500/ per day.

iPhone® is a trademark of Apple Inc. App Store is a service mark of Apple Inc. Android® is a trademark of Google Inc.