mobile deposit for ctcu

MOBILE DEPOSIT

CTCU ON THE GO MOBILE BANKING

Anytime, Anywhere - Deposit checks 24/7 where you and your phone goes

Secure - Rest assured, like your online banking, Mobile Deposit is also secure

Easy - Make a deposit with just a few simple taps and click of your camera

Quick - Save a trip to the credit union or ATM, no waiting in lines, saving you time and money

Examples of Deposits

  • US Treasury Checks
  • Personal Checks - payable to you (3rd party checks do not apply)
  • Corporate Checks

IDEAL FOR EVERYDAY DEPOSITS!

Make deposits 24/7 through your Mobile App, CTCU OnTheGo.

When you deposit a check before 7:00 p.m. CST, the amount will generally be available the same business day!**

Mobile Deposit is accessible through our iPhone®, iPad®, Android™ and Amazon® Kindle Fire Tablet mobile applications.

MOBILE DEPOSIT QUICK PICTURE TIPS

It's as easy as taking a picture. Here are some helpful picture-taking tips to prepare your check for deposit...

STEP 1

Tear off check below

STEP 2

Endorse back

STEP 3

Login to your app & click on deposit

STEP 4

Take front & back pictures check

STEP 5

Deposit

Flatten folded or crumpled checks before taking your photos. Avoid shadows across the check.

Keep the check within the view finder on the camera screen when capturing your photos. Try not to get too much of the areas surrounding the check.

Take the photos of your check in a well-lit area. Place the check on a solid dark background before taking the photo of it.

Keep your phone flat and steady above the check when taking your photos. Hold the camera as square to the check as possible to reduce the corner to corner skew.

Make sure that the entire check image is visible and in focus before submitting your deposit, ensuring all four corners are visible.

Would you like some assistance? WE ARE HERE TO HELP!

Give us a call or stop by our office anytime and a member service representative will be happy to assist you.

**Deposits must be received by 7:00 p.m. CST in order to post on the same business day. Deposits after 7:00 p.m. CST will post on the next business day. New member (the first 30 days from the date of your first transaction) deposits will have a seven (7)-business-day hold. Established members (outside of the new member timeframe) will have any amount $200 or less available same day. All amounts above $200 will have a minimum five (5)-business-day hold. Mobile Deposit Limit is $3,000/ item and $7,500/ per day.

iPhone® is a trademark of Apple Inc. App Store is a service mark of Apple Inc. Android® is a trademark of Google Inc.